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Category: Lenders

Maximum mortgage loan goes down again

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We calculate each year (per income group) the mortgage amount that can be borrowed as much as possible. In this way the government tries to prevent people from getting into financial problems if something changes to their income or spending pattern. That is why Nibud takes the future into consideration: if people have children and […]

More new mortgage loans than repayments

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In the second and third quarter of 2015, more new mortgages were taken out than were repaid. In the third quarter, for example, 2.8 billion euros more was paid in mortgages than repaid. This is probably due to the termination of the gift tax exemption on 1 January 2015 and because the housing market is […]

With repayment-free loan in trouble

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Do you currently have a repayment-free credit? Then your financial situation will change in the coming period. This type of credit is in fact converted by the lenders to a form of lending that does repay. This can have huge consequences on your expenses. Fortunately, Bank can help you . Change in financial situation interest-only […]

Private lease car affects your mortgage loan

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You want a new car, so that you can easily get from A to B and go on a car holiday to the Costa del Sol. You are thinking of a private lease car; as that becomes increasingly popular, you have become curious about the possibilities. Private lease has many advantages, but also some hooks […]

Problems after term mortgage loan

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Are you one of the 2 million people with an interest-only mortgage? Then check your long-term income. About ten percent of the 2 million has a major financial problem if the income falls in the future. That says Vereniging Eigen Huis (VEH). These figures come from an analysis of the first outcomes of the recently […]

Mortgage loan arrangement 2019 not wise for energy-neutral houses

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Association Wide Rapids disagrees with the proposal of the Ministry of Finance for only € 5.000 euro difference in mortgage space between zero-on-the-meter homes (NOM homes) and those with an energy performance coefficient (ECP / EI = 0, measure for energy efficiency) of 0 or lower. According to the association, that is irresponsible. The association […]

Interest-only mortgage interest-free mortgage loan expires

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Mortgage rates have been in the news a lot lately because of the historically low position. Mortgage interest rates have never been as low in the last ten years as in the last quarter of 2017. Unfortunately, this only applies to an annuity or linear mortgage. The interest rate for a interest-only mortgage is rising […]

Do not penalize shopping for a loan

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Credit rating agencies measure the financial health of millions of Dutch people. Their scores determine whether you qualify for a telephone or energy subscription, a loan, credit card or mortgage. As soon as you buy something on payment, it is predicted how great the chance is that you do not pay. Those scores are opinions; […]

Savings or mortgage loan repayments?

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At times when savings rates are low, it is less attractive to put your money in a savings account. There are several alternatives that you can consider, such as paying off your mortgage. But what is the reason for low savings rates and what are the advantages and disadvantages of paying off your mortgage? Save […]

Starters apply for fewer mortgage loans

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The number of starters that took out a mortgage loan for the first time fell by 16% in the last quarter of 2016 compared to the last quarter of 2015. Even though the number of people moving through rose by 26% during the same period, the Hypotheker research shows. The reason? Residential properties are too […]