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Savings or mortgage loan repayments?

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At times when savings rates are low, it is less attractive to put your money in a savings account. There are several alternatives that you can consider, such as paying off your mortgage. But what is the reason for low savings rates and what are the advantages and disadvantages of paying off your mortgage? Save […]

Starters apply for fewer mortgage loans

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The number of starters that took out a mortgage loan for the first time fell by 16% in the last quarter of 2016 compared to the last quarter of 2015. Even though the number of people moving through rose by 26% during the same period, the Hypotheker research shows. The reason? Residential properties are too […]

Loans to start up until 2019

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Starters in the housing market can still receive a so-called start-up loan in some municipalities until 2017. This loan, actually a second mortgage, is provided by the municipality and is intended for starters who can not afford their home. A maximum of 20 percent of the purchase price can be financed with the starters loan. […]

Less and less payment arrears on mortgage loans

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  There are fewer and fewer Dutch people with a payment arrears on their mortgage loan. In the past twelve months, the number of Dutch people with long-term payment arrears on the mortgage loan has fallen by 12 percent. The mortgage loan Barometer of Stichting BKR recently appeared. This provides insight into the trends and […]

More and more offers mortgage loan without advice

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  Does that sound appealing? Take out a mortgage without seeking advice from a mortgage advisor? It occurs more and more often. But please note that you can choose the lowest interest rate. According to online mortgage advisor Mortgage 24, the number of ‘do-it-yourselfers’ rose by about 50 percent in almost three years. This number […]

Stricter rules for loans

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The National Institute for Budget Information (Nibud) wants stricter rules for all types of loans, including small loans. The organization thinks that when it comes to taking out a loan, it becomes clear more quickly whether people can pay the loan. When a personal loan is taken out, a check is currently being made to […]

Foreclosure of the current account on which a salary already paid by the employer is loaned

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Practical example: salary net of contributions € 2500, assignment fifth € 500, loan delegation € 500, future attachment to third parties at source (employer) for ordinary debt € 500 (one fifth). Question: using a banking cc only to support payment of salary, what could be the possible further attachment (after the payment of the salary […]